Commercial Mortgage
A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property. Commercial mortgages are structured to meet the needs … Read More
Reverse Mortgage
A reverse mortgage is a special type of home loan that lets you convert a portion of the equity in your home into cash. The equity that you built up over years of making mortgage payments can be paid to … Read More
Home Equity Lines of Credit (HELOC)
Homeowners looking for debt relief may want to apply for a home equity loan.Reasons to Apply for a HELOCInterest rates on home equity loans, even for people who need a bad credit mortgage, are typically lower than most credit cards … Read More
Foreign Nationals
Owning a home is considered a pivotal part of achieving the American Dream – not only for US citizens…Owning a home is considered a pivotal part of achieving the American Dream – not only for US citizens, but also for … Read More
203K Loans
Standard 203K option is best for major structural repairs such as room additions, foundation repairs, fire damage, flood damage or major site improvements.Streamline 203K option is best for non-structural repairs and can may allow you to qualify for a loan amount up … Read More
Jumbo Loans
Jumbo loans are home purchase or refinance mortgages that are larger than the ‘conforming’ limits set by government-sponsored enterprises Fannie Mae and Freddie Mac, who buy loans from lenders. They usually require a 20 percent down payment or, in the case … Read More
Government Loans
We are now able to accommodate customers that may have previously been unable to qualify for a mortgage due to their credit score. We have expanded our government loan offerings and are now considering borrowers with FICO scores as low as … Read More
Conventional Mortgages
A mortgage loan not insured by any government program, conventional loans are the most common type of mortgage. They differ from FHA loans and VA loans which are insured by the government. Conforming conventional loans follow the loan amount guidelines … Read More